Cynthia Cummins

McGuire Partner & Top Producer
"Home is the nicest word there is."
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  • English


  • McGuire Partner, Top Agent Network


  • Residential Sales, Luxury Sales, Family Transitions, Relocation, Seniors, Wealth Creation

I am:

  • Devoted to my clients and to making my practice of real estate full of integrity and joy.

Proudest Moment:

  • My proudest moment has recurred hundreds of times: The lovely instant when my clients become my friends.

Favorite Neighborhood:

  • I have yet to meet an unlovable San Francisco neighborhood!


  • "Home is the nicest word there is."

Home is sanctuary, and that idea inspires everything I do. My practice of real estate blends the finest traits of counselor, economist, strategist, communicator and artist.

A trusted advocate, I draw on deep knowledge and marketing savvy to produce rich results for my clientele. 90% of that business comes from my loyal following, via personal referrals or repeat transactions. After 3 decades in San Francisco, I now represent multiple generations of the same families.

My work for you begins with a conversation and ends in a lifelong friendship. Let's talk today!


I live in San Francisco and have sold real estate here since 1987. I rank consistently in the top tier of agents locally and nationwide. In 2017 at McGuire’s flagship office, I was among its top 10 agents and I am a Partner in the company. In other words, I’m doing something right for people.


  • clarify your goals
  • assess the sale’s impact on financial health
  • identify and solve issues 
  • fully understand the process 
  • prepare your home for showing,
  • price the property to target matching buyers and their agents
  • negotiate an ideal contract
  • close safely and smoothly


  • identify what home means for you
  • translate your wishes and needs into attainable goals
  • understand the benefits and risks of home ownership
  • glean knowledge about what the market actually offers
  • search for the ideal property, efficiently and easily
  • interpret and evaluate what you’re seeing
  • be preapproved and ready when your dream home appears
  • write a winning offer on the perfect property
  • successfully and safely navigate to closing

I'M YOUR AGENT AND ALLY FOR LIFE, and am always available to help you:

  • with answers to questions that arise before, during and after you buy a home
  • understand how to use your most valuable asset to build wealth
  • keep abreast of the current value of your property and market trends
  • obtain information, forms and documents for tax purposes or record-keeping
  • interpret and respond to notices you receive from various agencies regarding your home
  • evaluate options for refinancing or obtaining a home equity line of credit
  • get surmount expected and unexpected life transitions
  • find other professionals to assist with every aspect of homeownership
  • connect with top Realtors nationwide and around the globe


  • former newspaper reporter/editor, public relations pro
  • curator of
  • member of Top Agent Network
  • mother of two San Francisco natives – one a graduate of UC San Diego and the other a student at Eckerd College
  • former facilitator for San Francisco Hoffman Institute group
  • workshop leader, see
  • hobbies include playing and writing music, exercising and volunteering at SF YMCA, sculling on Lake Merced, and hiking when and wherever possible.

Featured Properties

Sold For: $4,600,000

525 28th Street
San Francisco, 94131
  • 4 Beds
  • 4.5 Baths
  • 3,551 SqFt

MLS# 457970

Sold For: $4,100,000

725 Duncan Street
San Francisco, 94131
  • 4 Beds
  • 4.5 Baths
  • 3,200 SqFt

MLS# 475799

Sold For: $3,800,000

2651 Baker Street
San Francisco, 94123
  • 4 Beds
  • 2.5 Baths
  • 2,668 SqFt

MLS# 426355

Sold For: $3,650,000

525 28th Street
San Francisco, 94131
  • 4 Beds
  • 4.5 Baths
  • 3,644 SqFt

MLS# 422347

Sold For: $3,345,000

3435 Broderick Street
San Francisco, 94123
  • 4 Beds
  • 2.5 Baths

MLS# 468489

I would like to CELEBRATE Cynthia Cummins! Cynthia is COMMITTED - committed to the highest level of integrity and professionalism Cynthia is CONSISTENT - consistently on top of all details and a step ahead of the competition Cynthia is CANDID - candid in her communication and always a "straight shooter" Cynthia is CONFIDENT - confident in her knowledge of the SF real estate market, providing a strategic point of view Cynthia is CARING - caring about her clients beyond the business.....truly investing herself from a personal perspective Thank you Cynthia for being my CHAMPION throughout the entire selling process - the outcome of which is more than I could have ever imagined. 3 CHEERS TO YOU!!!!!!

– Diana W.

Cynthia is our first and only real estate agent. I hope we never have to get another one! She took us through many tours, figured out who we were, and towards the end knew what properties we would like better than we probably could have known ourselves. Within a few weeks, she had filtered out so many properties that she knew we wouldn't like. Towards the end of our search, there were no bad apples. The best part was we only had to bid once. When we finally found the dream home, she presented for us, helped us really connect to the seller, and guided us through the bidding process. It had its ups and downs, but we only had to go through it once thanks to Cynthia. She continues to reach out to us all the time, and we're thankful!

– Steve and My-Thuan

Thank you so much for everything you've done for us. You pushed for our interests when things veered off track, kept us calm when things got stressful and brought things into perspective when we had no idea what was going on. We wouldn't have wanted to endure this with anyone else!

– Caitlyn and Pat

When we first talked you told us that you wouldn’t push us to put in offers on places that weren’t right (in fact you said you might discourage us from making offers), but that when we found the right place you would really fight for us to get it. That could not be a more accurate description of what ended up happening! We are so happy with our new place, and we also deeply appreciate all of the advice you gave us along the way...

– Katie and Nick

We are absolutely convinced that we would NEVER have gotten our dream place without your help...We are thrilled!

– Jo and Rob

Cynthia was extremely knowledgeable, thoughtful, and supportive during our house hunt. We were able to dictate the serious and cadence of our home search and Cynthia always was quick to respond and be there whenever we needed her. Most importantly, she was patient, and helped us be patient to find the right home for us. From the beginning, Cynthia had our best interest at heart. We moved into our dream home in Glen Park 2 weeks ago, and could not be happier.

– Paul C

I work daily with Realtors in San Francisco and Cynthia Cummins is by far one of the most professional, courteous, knowledgeable real estate professionals there is in San Francisco. Her attention to detail & can do attitude makes all the difference especially in a transaction where communication & deadline are top priorities! She & her team of professionals are a class act! Thank you Cynthia!

– Carla M W.

From the time (Cynthia and I) started the process of preparing my property to closing it was nothing less than professional and efficient. I took a 14 day cruise in the interim and we closed three days after I got off the ship. My expectations were exceeded and I would never use any other Realtor besides Cynthia!

– Barbara

Cynthia quickly identified the strengths of our home and marketed them extremely well, exploiting what we believed to be the most appealing attributes of our condo and neighborhood. In addition, she quickly identified the weaknesses of our condo, and developed a phenomenal strategy to overcome them through upfront communication & honesty. Not to mention, she was a pleasure to work with -- keeping us calm and collected through the entire process!

– Roger and Deep

This year we had the good fortune to list our condominium with-Cynthia Cummins-Thanks to her efforts, even before the first open house, we found ourselves in the comforting position of evaluating multiple offers. Cynthia also scoured the city for a new home for us and our baby-to-be. Again, thanks to her efforts, we found a lovely San Francisco house-and moved in the night before our son was born-Please accept our whole family's thanks-

– Malcolm and Barbara

Cynthia was wonderful to work with in the sale of our family home. She provided clear and knowledgeable advice regarding the asking price and she worked tirelessly to help prepare the house for sale. The result was we received multiple offers and we were very pleased with the final sales price. I strongly recommend Cynthia.

– Timothy Reilly

What sets Cynthia apart is her blend of razor sharp business skills coupled with a warm and caring heart. I've been on both sides of a transaction with Cynthia as my agent (as both buyer and seller) and she brings her best to both. It's often one's biggest financial asset, but it is also your home, and Cynthia understands and respects that in every way.

– Sarah

Cynthia's expertise gave us an advantage. She skillfully helped keep our sanity and made the process productive and efficient. We felt we were well matched with her style -- in our opinion, a really nice blend of part advisor and part therapist/counselor.

– Alison and Yury

Cynthia was great from waaay before our parents' home was listed, to the day it sold. She was extremely helpful in helping us get the house ready for sale. Set a perfect asking price, which led to multiple bids.

– Paul Reilly

My husband and I worked with Cynthia to find a house this past fall in the somewhat intimidating and fast moving SF market. Cynthia came highly recommended by a local friend and our experience with her was outstanding. Aside from being incredibly experienced, knowledgeable and smart - Cynthia is just a great person. She is funny, personable and a very thoughtful and good listener. She was always quick to respond and really takes time to think through the needs/desires that you have shared and gives great and focused feedback. I never felt that she was growing inpatient and if anything, felt she was ready for a longer haul of a search than we ended up having. We're now moving into a great house in the Outer Sunset and I couldn't be more excited about it.

– Alex R.

Cynthia is exceptionally kind, down to earth, knowledgeable about the many complex and emotional aspects of buying a home. She went out of her way to help guide me, my parents, and our entire family in my parents' home purchase, as they planned to move across the country. She was incredibly patient and supportive in a process that was very complex while educating me about ways I could support my parents at every step of the way. I am extremely grateful for her support and if I find myself in the position to buy a home of my own one day, I would love to work with Cynthia!

– Rachel G

Cynthia did a great job in selling our Mom's house. I was one of five trustees and probably worked the closest with her during the selling process. Our process involved getting the house emptied and prepared and then the actual sale. Cynthia was a great help in working with me to get ready. She has great resources in the trades. I had some of the trades and she had the others. We set up a schedule and we both met our sides of it. The actual sale went seamlessly. Short showing time and multiple offers over the asking price.

– James Reilly

I am forever grateful. This house is a dream come true for us! You made it all so easy and seamless, you are such a kick-ass agent!

– Anna E

Cynthia is great! a very caring and conscientious person of very high integrity. I am happy to send people to her and feel full confidence in her capacity as a realtor. She is attentive, thoughtful, and follows through with commitments. 5 stars.

– Cator S

We worked with Cynthia to sell our San Francisco condo in late 2016. Cynthia was extremely pleasant to work with throughout the process. She is reliable, efficient, knowledgeable, experienced, and empathetic.

– Matthew F

We consider Cynthia a close friend now…and feel totally blessed to have worked with her…I cannot emphasize enough how much the relationship piece matters here and how necessary it is to have someone representing you who is not going to sugarcoat everything. Cynthia is honest, has incredible integrity, and has a keen eye for real estate in the city.

– Shawn

Cynthia made me feel very comfortable from day one, and she clearly knows this business: all the buildings, all the neighborhoods, a potential a place could have (or not have). She also had good rapport with every other agent we came across, which is a testament to her trustworthiness.

– Anya

Thank you, Cynthia, for helping us to sell our property and focus on our dreams for the future.

– Nestor and Brent

We appreciated Cynthia's commitment to us. She was not too pushy, was flexible and available, and always took the time to answer our questions in depth. She is also an excellent communicator, and we appreciated her detailed updates and quick response time.

– Micah & Sydnie

Thanks to you for helping me get through the sale of (one condo and the purchase of another)! You were a perfect partner (although I believe you did most of the work and I just “did” the signing on the dotted line!).

– Shelley L.

Many thanks for all your hard work in the selling of our condo. You made the whole process as easy as possible and we couldn't have been more pleased with the timing of everything!

– Lisa and Andy

You have been a joy to work with!

– Leah and Tim

Our home is just what we hoped for. We love the proximity to the beach and have made some nice friends in our neighbors. We hope you'll stop by-so we could thank you in person.

– Dina and Jeff

Cynthia-I am very appreciative of all your hard work and vigilance on my behalf. Needless to say, I will recommend you far and wide!

– Hal

Cynthia...Thank you for selling our efficiently and with so little effort on my part. We gave great thought in choosing a Realtor to handle the sale. Our choice was a good one. Thank you for being so pleasant and so professional.

– Gay

We were fortunate to have had Cynthia Cummins as our agent. She is hard-working and really cares about her clients. Cynthia is truly an asset to-your staff.

– Monica and Eoin

Our property-sold without any problem or delay within the first weeks-We received top price and felt the manner of presentation, and Cynthia's good reputation, allowed this to happen. We recommend her as a top quality, conscientious agent.

– Rita and John

Cynthia...I cannot imagine a more enjoyable home-hunting experience - or a more efficient real estate agent.

– B. F.

Cynthia is professional, courteous, and respected by her peers. She will listen to you and your needs and will only show you places in your price range yet she will be honest with you and provide a good assessment on what is obtainable in this crazy SF market...Finally, I'll just add she is a deal closer and ultimately that's what you want. You don't have to be the highest offer to win with someone like Cynthia doing battle for you.

– Angela

Cynthia is-uniquely qualified for a job that not only takes intelligence and talent but an understanding of the human brain and heart.

– Matana

Professional, knowledgeable, aware of market trends, dependable, straightforward, conscientious, affable, and tough when needed. These adjectives definitely describe Cynthia accurately.

– Peter

Cynthia is as strong as they get when it comes to negotiating. In every single transaction, she has managed to finesse our way into an outstanding deal. I would never work with another Realtor in this city.

– Kristen

I was impressed by how clearly Cynthia explained the entire process of purchasing and selling - no easy task! Her professionalism and knowledge left no doubt that she would get us the best deal and find the property that would best fit our needs.

– Yolanda

Cynthia went above and beyond. She was available 24/7 (or so it seemed) until the deal was done. I would highly recommend Cynthia to anyone I considered a friend.

– Yuki

Cynthia is the perfect balance of friendly and professional. She gave us excellent guidance on maneuvering the San Francisco real estate market. We are-100% satisfied-[you are] the best by far of all the REALTORS

– Jerry and Carol

Thanks again for everything ;-)) We love our home!

– Jon

Cynthia had great insight in steering us to the exact house we wanted!

– Polly and Bob

Contact Cynthia! She is absolutely top-notch!

– Tom and Roberta

It couldn't have gone better - just sit back and trust her guidance, Cynthia's a real pro and a partner you want by your side!

– Heather and Carl

We are crazy busy professionals with young children and very little time. We loved that Cynthia and her team of professionals made the renovation, staging, and selling so smooth.

– Kyle and Victor

Cynthia's knowledge and expertise of the-complex real estate market is fantastic. She understands how important owning a home is for her clients, and takes the time to educate them about the process. She really listens to what they're looking for in a property so she can find the right fit and create a positive experience. She is a joy to work with!

– Nancy

You managed to find a way to marry (our two different) tastes, which is no easy feat...You were patient and creative in finding spaces that would help us compromise. Do you do couples' therapy on the side?

– Catherine

Cynthia is super well-qualified and experienced as a 30-year San Francisco resident and Realtor! Moreoever, she is always willing to go the extra mile. For example, part of our search coincided with her long-planned family reunion. Yet even while she was hiking or out and about, she would find a way to step out in order to write us long, detailed, thoughtful notes on various neighborhoods, blocks and specific homes we were considering, thoroughly answering our questions. And of course in person she is even better! Thoughtful, attentive and empathetic, which made the process of visiting potential homes easy and enjoyable!

– Bo

You are...the one and only expert on my referral list. I only wish I had the opportunity to shout your name from rooftops.

– Diana

I've known Cynthia for 5 years and she is an innovator and hard-working agent - full of integrity, and has extensive knowledge in the real estate industry. I have worked with many of her extremely satisfied clients on their insurance and they rave about her services.

– Traci

You were an outstanding agent through it all. I bet you won't be surprised to hear that we love the house and the street. We are very grateful.

– Don and Jenny

Cynthia...was authentic and real from the get-go. She always did what she said she would do and always had our back. From the first meeting to the closing she provided professionalism and care - two attributes that are hard to find in any professional relationship.

– Stephanie and Michael

I liked Cynthia's ability to be both diplomatic and candid at the same time. There's so much shameless selling going on that it felt very helpful to keep it real. She said things like, Tandem parking is never less than a drag! and That oversized walk-in is not actually a second bedroom!

– Nancy

I recommend Cynthia 100%. Her knowledge and experience combined with her calm and pleasant personality makes her great to work with and a terrific Realtor!

– Daniel

San Francisco is a nutty market in so many ways, and Cynthia really held our hands through the whole process. We needed that as first time home buyers...She had our best interests at heart...We couldn't be happier!

– Ryan and Andi

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